diff --git a/lib/WebGUI/Commerce/Payment/ITransact.pm b/lib/WebGUI/Commerce/Payment/ITransact.pm
index eecf4b0ea..df00690ee 100644
--- a/lib/WebGUI/Commerce/Payment/ITransact.pm
+++ b/lib/WebGUI/Commerce/Payment/ITransact.pm
@@ -413,11 +413,12 @@ sub checkoutForm {
 		-defaultValue=>[$u->profileField("homeCountry")],
 		-options=>\%countries
 		);
+    #For some odd reason, defaultValue needs to come before value here or value displays the text "-defaultValue".  Bug is reported.
 	$f->phone(
 		-name=>"phone",
 		-label=>$i18n->get("phone"),
+		-defaultValue=>$u->profileField("homePhone"),
 		-value=>$self->session->form->process("phone"),
-		-defaultValue=>$u->profileField("homePhone")
 	);
 	$f->email(
 		-name	=> 'email',